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Saving Plans for International Expatriates
Regular savings plans to invest for your family’s future
Personalised, award-winning financial advice
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Bespoke Savings Solutions
Customised to your purpose and personal requirements
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Regulated & Portable
Robust regulated solutions that travel with you wherever you go
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Professional Investment Management
Managed for growth in line with your risk appetite
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Savings Planning for Global Expatriates
Future education fees, the deposit on a dream home, the trip of a lifetime or just to put aside for a rainy day: there is always a good reason to save. At the Michele Carby Practice, we help our clients build regular savings plans that will meet their future needs.
Everyone’s goals and circumstances are unique, requiring and deserving a customised individual plan that plots a course toward their ultimate financial objectives.
We favour long term relationships, thereby helping our clients anchor their financial lives. We understand their need to adapt, secure and grow their wealth wherever their lives take them.
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International Investments’ Woman of the Year
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Financial & Investment Advice For Global Expatriates
Welcome to the Michele Carby Practice
I am a highly experienced financial adviser with licences in the UK, Hong Kong, South Africa and the United Arab Emirates. My team and I are based in Dubai, but our clients are spread around the world. We assist our clients with all aspects of financial planning, helping them organise their financial affairs and help grow and protect their wealth.
Each and every client has different needs depending on their personal circumstances. This defines our approach, adding value over many years where and when it is required.
If you would like that kind of personal attention to your financial affairs please get in touch.
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International Investments’ Woman of the Year
[/et_pb_text][/et_pb_column][et_pb_column type=”2_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://www.michelecarby.com/wp-content/uploads/2022/02/Michele-Carby-Autograph-Dark-Blue.svg” title_text=”Michele Carby Autograph Dark Blue” show_bottom_space=”off” align=”right” _builder_version=”4.16.0″ _module_preset=”default” max_width=”220px” custom_margin=”2rem||1rem||false|false” global_colors_info=”{}”][/et_pb_image][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjIwOTYifX0=@” button_text=”Learn more” button_alignment=”right” _builder_version=”4.17.3″ _dynamic_attributes=”button_url” _module_preset=”default” custom_button=”on” button_text_size=”20px” button_bg_color=”gcid-459bfed4-6085-4fb0-bb31-a1048ad7d9b7″ button_border_width=”0px” button_border_radius=”0px” button_font=”Vollkorn||||||||” button_use_icon=”off” background_layout=”dark” custom_css_main_element=”line-height:1em;” global_colors_info=”{%22gcid-459bfed4-6085-4fb0-bb31-a1048ad7d9b7%22:%91%22button_bg_color%22%93,%22gcid-34b3fda7-58f0-448a-95e4-e8e3ad5bea95%22:%91%22button_text_color__hover%22%93}” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#81b6e3″][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ module_class=”cta-grey-bar” _builder_version=”4.17.1″ _module_preset=”default” background_color=”gcid-6e098e0e-cdf2-45f4-a8e8-5324f853e1f0″ custom_padding=”0px||0px||true|false” da_disable_devices=”off|off|off” global_module=”4477″ saved_tabs=”all” global_colors_info=”{%22gcid-6e098e0e-cdf2-45f4-a8e8-5324f853e1f0%22:%91%22background_color%22%93}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_3,1_3,1_3″ make_equal=”on” custom_padding_last_edited=”on|tablet” _builder_version=”4.17.3″ _module_preset=”default” custom_padding=”0px||0px||false|false” custom_padding_tablet=”1rem||1rem||true|false” custom_padding_phone=”” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.17.3″ _module_preset=”default” custom_padding=”3rem||3rem||true|false” custom_padding_tablet=”” custom_padding_phone=”3rem|0.5rem|3rem|0.5rem|true|true” custom_padding_last_edited=”on|phone” custom_css_main_element=”display:flex;||flex-flow:row nowrap;||justify-content: center;” global_colors_info=”{%22gcid-34b3fda7-58f0-448a-95e4-e8e3ad5bea95%22:%91%22background_color__hover%22%93}” background__hover_enabled=”on|hover” background_color__hover=”#81b6e3″ background_enable_color__hover=”on”][et_pb_image src=”https://www.michelecarby.com/wp-content/uploads/2022/04/Awards-1.svg” title_text=”Awards” url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjUwMTUifX0=@” module_class=”style-svg” _builder_version=”4.17.3″ _dynamic_attributes=”url” _module_preset=”83c4402b-b26a-4995-b221-c5b5c8c07ac7″ global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.17.3″ _dynamic_attributes=”link_option_url” _module_preset=”4db19772-e067-42d9-a081-9c19b34368df” link_option_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjUwMTUifX0=@” header_3_font_size_tablet=”” header_3_font_size_phone=”28px” header_3_font_size_last_edited=”on|phone” global_colors_info=”{%22gcid-459bfed4-6085-4fb0-bb31-a1048ad7d9b7%22:%91%22text_text_color%22%93}”]
Awards
International Honours for Michele & Holborn Assets
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Video
What our clients say about us
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Testimonials
Our clients write
about their experience
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International Investment
Senior Investment Strategist
Payal works directly with clients on their investment strategy and directly manages over $130mn of client assets.
After graduating from the London School of Economics, Payal worked as an investment analyst at Goldman Sachs before moving to Dubai to join Holborn Assets.
Payal’s investment philosophy is not to attempt to outsmart the markets but to stay in sync with them. In practice, this means shadowing the market in terms of risk at any given time but looking for the additional value available by applying a blend of active management, detailed market analysis and knowledge. This strategy has been historically successful in providing our savers and investors with above average market returns that stay within their risk parameters.
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International Financial Planning
Serving global citizens
Our clients are expatriates from a breathtakingly diverse mixture of nationalities, backgrounds, cultures and wealth levels. They share a common need for financial solutions adapted to the international lifestyles they lead.
We favour long term relationships to help our clients anchor their financial lives. As our relationship grows, we can help anticipate their needs and adapt to any changing circumstances, allowing them to grow their wealth and reach their financial goals wherever their lives take them.
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Financial Planning
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NEXT WEBINAR: Investing for income & growth – Everything you need to know
May 24, 2022 4pm UAE (GMT+4)
Join us for our live webinar to learn the fundamentals of investing in the current environment with award winning UK Fund managers Smith & Williamson.
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